PicksDb
PicksDb LLC · Colorado limited liability company · United States
Effective Date: May 11, 2026
These Terms are a legal contract between you and PicksDb LLC. They are not personalized legal advice. No agreement can guarantee that disputes or claims will never occur. For questions about your specific rights or obligations, consult qualified counsel.
PicksDb is a subscription-based content creator platform where users can subscribe to creators to access their picks, predictions, and insights about MMA and other combat sports matchups for entertainment purposes only. Creators can monetize their expertise by charging subscribers recurring fees. Fees (including payment processing and platform fees) and payout terms are shown at purchase, in creator tools, and in account settings, and may change with reasonable notice. The platform may display odds information and hypothetical tracking features for entertainment purposes only. All content is for entertainment and discussion purposes only. This is NOT a gambling product, sports betting service, or any service that pays out winnings or facilitates actual betting.
PicksDb does NOT provide, facilitate, or promote gambling, betting, wagering, or any form of real-money gaming. While we may display odds information and hypothetical tracking features (such as unit calculations) for entertainment purposes, we do NOT pay out any winnings, prizes, or financial returns based on predictions or outcomes. This platform does NOT offer sports betting, fantasy sports for money, or any service where outcomes determine actual financial returns. All odds displays and tracking features are purely for entertainment and discussion purposes only. We do not operate a sportsbook or any gambling-related business. Any hypothetical calculations shown do NOT represent actual money or payouts.
We do not operate a sportsbook, fantasy contest, or sweepstakes. Users may not place wagers, pay entry fees for outcomes, or receive prizes based on any predictions or content. Attempts to arrange bets, prize pools, or off-platform wagering through the platform are prohibited and may lead to immediate account removal. We do not facilitate gambling of any kind.
PicksDb may award optional in-app virtual currency branded as PicksDb Coins™ (also described in-product as “coins”). PicksDb Coins™ have no real-world monetary value, are not cash or stored value, cannot be redeemed for money, and cannot be sold or reliably transferred outside flows we expressly provide in the app. PicksDb LLC may modify, balance, reset, or discontinue PicksDb Coins™ or related features at any time. They do not represent stakes, entries, or prizes tied to gambling outcomes. The PicksDb Coins™ name and related visuals are part of the PicksDb Marks (see Intellectual Property below).
By accessing or using PicksDb, you agree to these Terms and our Privacy Policy. If you do not agree, you may not use the service.
You must be at least 18 years old to use PicksDb. Users under 18 are not permitted. We do not knowingly collect data from minors. Certain features requiring payments may have additional age restrictions based on your jurisdiction.
You must provide accurate, current, and complete information when creating an account. You are solely responsible for: (1) safeguarding your login credentials (email, password, authentication tokens); (2) all activity that occurs under your account; (3) maintaining the security of your devices and preventing unauthorized access; (4) immediately notifying us of any unauthorized use or security breach; (5) using strong, unique passwords and enabling two-factor authentication when available. We implement security measures including encryption, access controls, and monitoring, but no system is 100% secure. You acknowledge that we may monitor account activity for security purposes and may suspend or terminate accounts that show suspicious or fraudulent activity.
You retain ownership rights to content you post. By posting, you grant PicksDb a worldwide, non-exclusive, royalty-free license to host, store, display, reproduce, modify, distribute, and sublicense your content in connection with operating, promoting, and improving the service. This license includes the right to use your content in algorithms, recommendations, and other automated systems. You represent that you have all rights necessary to grant this license. You agree NOT to post content that infringes on third-party trademarks (including UFC, fighter names, or sportsbook names) in a way that suggests endorsement, affiliation, or commercial use beyond fair use for informational/editorial purposes. You are solely responsible for ensuring your content complies with all applicable intellectual property laws.
PicksDb provides social and real-time features that may include chat rooms, direct messages, threads, live chat streams or similar live / synchronous experiences, feeds, profiles, following, notifications, and community rooms. These features are for community discussion and entertainment only.
Your responsibility. You are solely responsible for all content you transmit or display in live or social features, including audio, video, text, images, and links. You must comply with these Terms, our community standards, and applicable law (including copyright and publicity rights).
No broadcast warranty. We do not guarantee uninterrupted, error-free, or private live streams or chats. Features may be recorded, logged, or moderated for safety; do not expect confidentiality in public rooms or live formats. Other users may capture or redistribute content outside our control—we are not liable for that.
Moderation. PicksDb LLC does NOT monitor, review, or moderate all communications in real time. We may use automated tools and human review; we may remove content, terminate streams, or suspend accounts for violations. We are NOT responsible for the content, accuracy, or legality of user communications. You acknowledge that: (1) other users may post offensive, harmful, or illegal content; (2) we cannot guarantee the privacy or security of your communications; (3) we may monitor, review, and store communications for safety, moderation, and legal compliance; (4) we are not liable for any harm resulting from user-to-user communications or live participation; (5) you should not share personal information, financial details, or sensitive data in communications or on live streams. Use these features at your own risk.
Prohibited activities include: illegal activity; harassment; hate speech; credible threats; doxxing; spam; scraping, bulk harvesting, mirroring, or automated collection of the Service, user profiles, messages, streams, or data; buying, selling, loaning, or sharing accounts or credentials; credential stuffing or takeover attempts; unauthorized access; circumventing technical limits, rate limits, or authentication; match-fixing discussions; promoting offshore gambling sites; organizing private betting groups; money transfer scams; theft or misappropriation of PicksDb’s or any third party’s intellectual property; or attempts to compromise security or manipulate the Service. Avoid slurs and excessive profanity; we reserve the right to filter certain words to keep conversations professional and welcoming.
You may not use bots, crawlers, scrapers, headless browsers, scripts, extensions, or other automated or bulk means to access, copy, extract, download, index, train models on, or monitor the Service or its data (including user-generated content, metadata, feeds, APIs, streams, or direct messages) except through interfaces and limits we expressly authorize in writing. You may not frame, mirror, or substantially duplicate the Service or strip our branding. You may not interfere with the normal operation of the Service or impose an unreasonable load on our systems.
Consequences. Violations may result in immediate suspension or permanent termination of your account, blocking of associated devices or networks, referral to payment and fraud partners, civil enforcement of our intellectual property and contractual rights, and referral to law enforcement where we reasonably believe computer fraud, unauthorized access, identity crimes, or other unlawful conduct has occurred.
PicksDb strictly prohibits and actively monitors for activities related to money laundering, terrorist financing, organized crime, fraud, or any illegal financial transactions. Users are PROHIBITED from: (1) using the platform to launder money or conceal the source of funds; (2) facilitating transactions related to organized crime, terrorism, or illegal activities; (3) using stolen payment methods, fraudulent accounts, or identity theft; (4) structuring transactions to avoid reporting requirements; (5) using the platform to facilitate any illegal financial scheme. We monitor transactions, verify user identities, and report suspicious activity to law enforcement and financial authorities as required by law. We may freeze accounts, suspend transactions, and require additional verification for any activity that appears suspicious. Violations result in immediate account termination, legal action, and reporting to law enforcement agencies including the Financial Crimes Enforcement Network (FinCEN), FBI, and other relevant authorities. By using PicksDb, you represent that all funds used are from legitimate sources and that you are not involved in any illegal financial activities.
PicksDb is not a venue for planning, promoting, or carrying out crime. You may not use the Service to facilitate illegal drugs or controlled substances (including sales, distribution, or solicitation), weapons offenses where unlawful, human exploitation, fraud or identity crimes, credible threats of violence, stalking, or other activity that violates applicable criminal law.
If we have a good-faith belief that content or conduct may violate criminal law or present a serious risk to safety—subject to applicable law—we may investigate, preserve relevant records, remove content or restrict accounts, and refer the matter to appropriate governmental authorities, including, where jurisdiction and facts warrant, U.S. federal law enforcement (for example, the Federal Bureau of Investigation for matters within its remit), state or local agencies, and competent foreign authorities when legally required or appropriate. We may also respond to compulsory legal process as described in our Privacy Policy. We do not monitor all communications in real time and are not obligated to report any particular matter; reporting decisions are made in our discretion subject to legal duties.
Users are strictly prohibited from: discussing bets, parlays, or hedging strategies; sharing sportsbook slips or betting receipts; requesting betting instructions or advice; coordinating gambling activity with other users; sharing win rates, ROI, or betting results; posting performance records or tracking outcomes; linking to sportsbooks or gambling sites; discussing any financial outcomes related to off-platform gambling activity. Violations result in immediate account termination.
All creator content, predictions, and analysis are non-expert opinions for entertainment and discussion purposes only. Nothing on PicksDb constitutes betting, financial, or professional advice. There are NO guarantees, promises, or claims about outcomes. We make no representations about the quality, reliability, or usefulness of any content. You are solely responsible for your use of information.
PicksDb uses certain third-party names, trademarks, and data for informational and editorial purposes only under nominative fair use doctrine. UFC®, UFC logos, event names (e.g., "UFC 300"), and related trademarks are the property of Ultimate Fighting Championship, LLC and its affiliates. Fighter names, event names, and fight results are used solely to identify and discuss actual public events and athletes for informational/editorial purposes. PicksDb is NOT affiliated with, endorsed by, sponsored by, or authorized by UFC, any fighter, any sportsbook, or any gambling operator. We do NOT use UFC trademarks or fighter names in a way that suggests endorsement, sponsorship, or affiliation. We do NOT sell, license, or commercially exploit UFC trademarks or fighter likenesses. All third-party names and trademarks are used solely for factual reporting, discussion, and identification purposes. If you own any trademark or intellectual property referenced on PicksDb and believe our use is improper, contact support@picksdb.com.
PicksDb may display betting odds information from third-party sources (including sportsbooks and odds aggregators) for informational and entertainment purposes only. These odds are displayed solely to provide context for discussions about upcoming events and are NOT gambling advice, betting recommendations, or invitations to gamble. PicksDb is NOT affiliated with, endorsed by, sponsored by, or authorized by any sportsbook, gambling operator, or odds provider. We do NOT facilitate actual betting, place wagers on your behalf, or process any gambling transactions. We do NOT receive commissions, referral fees, or any compensation from sportsbooks or gambling operators. Any odds displayed are for editorial/informational purposes only and do NOT constitute an endorsement of any sportsbook or gambling service. PicksDb does NOT pay out any winnings, provide any actual betting services, or facilitate real-money gambling. All odds and tracking features are for entertainment and discussion purposes only.
The Service may display rankings, scores, tiers, or leaderboards under the PicksDb Leaderboard™ feature and related UI (collectively, the “Leaderboard”). Leaderboard data is generated by PicksDb LLC using rules, formulas, and inputs described or referenced in the app. Leaderboards are informational and for community engagement only. They are not gambling outcomes, sweepstakes results, prizes, endorsements of any user or creator, or verified performance claims. Rankings may change at any time; methodology may change with notice where required. Past or displayed rankings do not predict future results. The PicksDb Leaderboard™ name and presentation are part of the PicksDb Marks.
PicksDb does NOT verify, validate, or endorse the quality, accuracy, outcomes, or claims made by any creator content. While we may display hypothetical tracking information for entertainment purposes, we do NOT track actual performance, results, win rates, or outcomes for the purpose of validating creator content. We do NOT provide tools for verifying the accuracy of predictions or measuring actual betting outcomes. Any claims about performance, results, or outcomes made by creators are their own opinions and are not verified by PicksDb. We are not responsible for any off-platform use of content.
PicksDb operates as a content creator platform where users can subscribe to creators to access their picks, predictions, and analysis for entertainment purposes. If you purchase subscriptions or content from creators, you pay for access to their opinions, picks, and analysis only. Payments are NOT stakes, entries, or fees tied to actual betting outcomes. Payments are for content access only. We do NOT pay out any winnings based on predictions or outcomes. We do NOT offer refunds based on content outcomes or prediction accuracy. All creator content is for entertainment and discussion purposes only.
Creators selling content must undergo identity verification through our payment partner. Creators must not use false credentials or mislead users. Creators agree not to arrange private betting groups, promote offshore books, link to sportsbooks, or facilitate gambling off-platform. Violations result in immediate termination and may lead to legal action. All creator content must comply with these Terms.
Creators are STRICTLY PROHIBITED from: posting win rates, performance records, outcome tracking, or results; providing betting strategies, advice, or instructions; claiming guaranteed outcomes or guaranteed wins; using terms like "lock," "guarantee," "guaranteed win," "can't lose," "win rate," phrases implying guaranteed success or financial gain, "sure thing," "high accuracy," "proven system," or similar claims; showing past results, ROI, or success rates; making any claims about reliability, accuracy, or performance; linking to sportsbooks or gambling sites; discussing any financial outcomes related to off-platform gambling activity. Violations result in immediate account termination.
PicksDb is for entertainment and community discussion only. We do NOT offer gambling services, betting advice, or financial advice. Nothing on PicksDb constitutes betting, wagering, or financial advice. This platform is a content marketplace where creators monetize their opinions and picks. We do NOT pay out any winnings, prizes, or financial returns based on predictions or outcomes. Any hypothetical tracking or unit calculations shown are for entertainment purposes only and do NOT represent actual money, winnings, or payouts. Users acknowledge that all content, odds displays, and tracking features are for entertainment purposes only and that PicksDb does NOT facilitate actual betting or provide any financial returns.
Some features are paid. Prices, renewal terms, and taxes (if any) are shown at purchase. Depending on how you pay, your transaction is processed by Stripe, Inc., Apple (in-app purchase on Apple devices), Google (Google Play billing), or another processor we identify at checkout.
Stripe. When Stripe processes your payment (including many web card checkouts and creator subscription flows), you agree to Stripe’s applicable agreements and notices, including the Stripe Services Agreement / consumer terms and the Stripe Privacy Policy, available at stripe.com/legal and stripe.com/privacy (or successor URLs). PicksDb LLC is not a bank; Stripe is the payment technology provider.
Apple in-app purchases. If you buy through the Apple App Store, your purchase is between you and Apple, and additional terms apply, including Apple’s Licensed Application End User License Agreement and Apple Media Services Terms and Conditions (U.S.: apple.com/legal/internet-services/itunes/us/terms.html — use the version for your region if different). Refund and billing disputes for Apple IAP are governed by Apple’s policies, not by PicksDb alone.
Google Play. Purchases through Google Play are subject to Google Play’s Terms of Service and payment/refund policies (see Google Play terms for your region).
General. Except where applicable law requires otherwise, all fees are non-refundable. Digital content and subscription access fees are final once charged, subject to the dispute paths below.
Contact us first (not a guarantee of refund). You may email support@picksdb.com to describe a billing or access problem. We may investigate and, at our sole discretion, offer a good-faith resolution where appropriate. Contacting support does not obligate PicksDb LLC to issue a refund.
Stripe and card-network disputes. For charges processed by Stripe, payment disputes, chargebacks, and “claims” are administered primarily through Stripe’s dispute and chargeback workflows and applicable card-network rules. You may initiate a dispute with your issuing bank or through channels Stripe provides. PicksDb LLC will respond and may submit evidence through Stripe’s systems as permitted. The outcome of a Stripe dispute or chargeback is determined by Stripe, the card network, and/or your bank—not solely by PicksDb LLC. If a charge is reversed, access to paid features may be revoked and, for creator payouts, amounts may be debited or clawed back from creator balances in accordance with Stripe Connect rules.
Apple and Google. For App Store or Google Play purchases, you must use Apple’s “Report a Problem” or refund request flows, or Google Play’s refund process, as described in their current policies. We do not control Apple’s or Google’s refund decisions.
Subscriptions. You may cancel subscriptions according to the platform (PicksDb, Stripe customer portal where offered, Apple subscriptions, or Google Play). Cancellation stops renewal; it does not automatically refund past periods unless required by law or the applicable store policy.
If you use creator features, payouts and identity verification are handled by our payment partner (typically Stripe Connect). You agree to their terms and privacy policy. PicksDb LLC does not store your full bank details on our servers. You are responsible for your tax reporting and compliance.
Chargebacks and disputes. If a subscriber initiates a chargeback, dispute, or claim processed through Stripe or a card network, funds may be reversed and your creator balance may be debited in line with Stripe Connect and these Terms. You authorize us and Stripe to offset or recover such amounts as permitted by law and Stripe’s agreements.
The Service—including our mobile and web applications, software code, databases, APIs, logos and word marks, visual design, user interface, screens, icons, default artwork we provide, audio/visual templates, documentation, and original text we publish—is owned by PicksDb LLC or its licensors and is protected by copyright, trademark, trade dress, trade secret, and other intellectual property laws.
App, brand & product identity. Our application packages (including binaries, builds, store listings, splash and onboarding flows, and in-app artwork we supply), marketing and press materials, and the overall product concept, positioning, and curated feature set of PicksDb are proprietary to PicksDb LLC. You may not copy or imitate them to create a confusingly similar app or service, remove or alter our copyright or trademark notices, or falsely suggest sponsorship or affiliation.
Platform concept & compilation. The selection, coordination, and arrangement of features (including how creator content, community tools, live and social experiences, leaderboards, and discovery are presented) and the overall look and feel of the PicksDb product constitute valuable intellectual property of PicksDb LLC. You may not copy, imitate, or misappropriate the Service or its distinctive elements to operate a confusingly similar product or service.
Algorithms & confidential know-how. Ranking methodology, recommendation logic, internal scoring, and similar systems are proprietary and may constitute trade secrets. You may not reverse engineer, scrape, use the Service to train competing models on our non-public data, or extract them except where prohibited waivers cannot be enforced under applicable law.
PicksDb Marks. The names, logos, product identifiers, and trade dress PicksDb, PicksDb™, PicksDb Leaderboard™, PicksDb Coins™, and other PicksDb-branded features we designate (collectively, the “PicksDb Marks”) are trademarks, service marks, or trade dress asserted by PicksDb LLC in the United States and other jurisdictions. We use ™ to signal common-law or pending rights; we use ® only where a registration has been granted. You may not use the PicksDb Marks in a way that suggests sponsorship, partnership, or endorsement by PicksDb LLC without our prior written consent, except for fair nominative use to refer truthfully to the Service.
No transfer to you. These Terms do not grant you any ownership interest in the PicksDb Marks, our software, or our product concept. All rights not expressly granted are reserved.
Third-party marks. UFC®, fighter names, event names, sportsbook names, and other third-party marks referenced on the Service remain the property of their owners and are used only for informational or editorial purposes under applicable law (including nominative fair use) unless we state otherwise. Such references do not imply affiliation or endorsement.
Federal registration. Trademark rights are strengthened through use and, where appropriate, federal registration with the USPTO. PicksDb LLC may pursue registration for the PicksDb Marks; absence of a registration symbol does not waive our rights.
PicksDb respects intellectual property rights. If you believe your copyright has been infringed, send a DMCA takedown notice to support@picksdb.com with: (1) identification of copyrighted work; (2) location of infringing material; (3) your contact information; (4) statement of good faith; (5) statement of accuracy; (6) your signature. We will respond to valid notices and may terminate repeat infringers. If you believe content was wrongly removed, you may send a counter-notification.
We may suspend or terminate accounts or access that violate these Terms—including, without limitation, for scraping or automated abuse, theft, sale, or misuse of accounts or credentials, intellectual property infringement or misappropriation, conduct covered in Section 10a, credible threats, harassment, fraud, gambling facilitation, or repeated policy breaches—with or without prior notice where permitted by law. You may stop using PicksDb at any time. Provisions that by their nature should survive (including intellectual property, disclaimers, limitations of liability, arbitration, and governing law) survive termination.
PicksDb is provided "as is" without warranties of any kind, express or implied. We do NOT guarantee, verify, or validate any user content, creator content, or any information on the platform. We do NOT guarantee the quality, reliability, or usefulness of any content. You use the service at your own risk.
To the maximum extent permitted by law, PicksDb LLC is not liable for indirect, incidental, or consequential damages. PicksDb LLC is NOT liable for: (1) any harm resulting from user-to-user communications, chat messages, or social interactions; (2) any content posted by other users; (3) any interactions between users; (4) any loss of data, privacy breaches, or security incidents; (5) any decisions made based on user content or communications; (6) any offline meetings or relationships formed through the platform. You use chat, messaging, and social features at your own risk. PicksDb LLC does not guarantee the safety, accuracy, or legality of any user communications.
These Terms are governed by the laws of the State of Colorado, United States, without regard to conflict of law principles. Payment disputes: If your dispute concerns a charge processed by Stripe, Apple, or Google, you may need to use their dispute, chargeback, or refund procedures first as described in Section 21. Nothing in this Section is intended to block a good-faith chargeback or Stripe dispute where applicable network rules allow it.
Other disputes arising from these Terms or your use of the Service (except where prohibited by law) shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules (or successor rules for consumer disputes). You waive any right to a jury trial and agree that disputes will be resolved individually, not as part of a class action, class arbitration, or representative proceeding. YOU AGREE TO WAIVE YOUR RIGHT TO PARTICIPATE IN ANY CLASS ACTION OR CLASS ARBITRATION. If the class action waiver is found unenforceable, the arbitration clause shall be void but the rest of the Terms remain in effect. Small claims court actions are permitted for claims under $10,000. The arbitration shall take place in Denver County, Colorado.
We implement comprehensive security measures including: encryption in transit (TLS/SSL) and at rest where supported; secure authentication with password hashing and token-based sessions; access controls and role-based permissions; regular security audits and monitoring; fraud detection and prevention systems; secure payment processing through PCI-compliant providers (Stripe); automated monitoring for suspicious activity. However, no method of transmission or storage is 100% secure. You are responsible for: maintaining strong, unique passwords; enabling two-factor authentication when available; keeping your devices secure and updated; not sharing your credentials with anyone; immediately reporting suspicious activity. We do NOT guarantee the security or privacy of communications sent through chat, messaging, or social features. Communications may be intercepted, monitored, or accessed by third parties. Do not share sensitive information, passwords, financial details, or personal data through these features. We monitor account activity for security and fraud prevention. We are not responsible for any unauthorized access to your communications or account resulting from your failure to maintain security.
We may update Terms. Continued use after changes means you accept the updated Terms.
Questions? Contact support@picksdb.com.
We value open discussion and do not remove content merely for holding a viewpoint. However, all content must comply with these Terms and applicable law. We may limit or remove content (and/or accounts) that includes targeted harassment, hate speech, or otherwise violates our policies.
We enforce these Terms through warnings, temporary restrictions, and bans. Severe violations (e.g., credible threats, hate speech, doxxing, gambling facilitation, match-fixing discussions, money scams, prohibited gambling activity, scraping or systematic data theft, sale or solicitation of illegal drugs or other unlawful goods or services) may result in immediate suspension or permanent removal. Automated systems and human review may be used to detect prohibited content and behavior. You can appeal enforcement decisions by contacting support@picksdb.com. See Section 10a regarding voluntary cooperation with authorities where criminal activity may be involved.
PicksDb reserves the right to: delete any posts, comments, messages, chat messages, direct messages, or content that violates these Terms; suspend or terminate user accounts for any violation; remove creator accounts for prohibited content; restrict access to features; enforce policies without prior notice; remove content at our sole discretion; take legal action against violators. We are not required to provide warnings before removal. You acknowledge that we have full discretion to moderate content. We may monitor, review, and remove communications (including private messages) for safety, moderation, and legal compliance.
PicksDb provides chat rooms, direct messages, live chat streams, threads, and social features that enable user-to-user communication. You are solely responsible for: (1) all communications you send to other users; (2) your interactions with other users; (3) any relationships or meetings you arrange with other users; (4) any harm that results from your communications or interactions. PicksDb is NOT responsible for: (1) the content, accuracy, or legality of user communications; (2) any harm resulting from user-to-user communications or interactions; (3) any offline meetings or relationships formed through the platform; (4) any disputes between users; (5) any harassment, abuse, or illegal activity by other users. We do NOT guarantee the identity, age, or intentions of other users. Use caution when communicating with other users. Do NOT share personal information, financial details, passwords, or sensitive data. Report abusive or illegal behavior immediately. We are not liable for any consequences of your interactions with other users.
You must meet the minimum age requirements in your jurisdiction (typically 18+). Certain features may be geofenced or unavailable where required by law. You agree not to use PicksDb to violate gambling, gaming, or other applicable laws.
Email: support@picksdb.com
For Legal Inquiries: support@picksdb.com
For DMCA Notices: support@picksdb.com
Last Updated: May 11, 2026